The Account Aggregator (AA) framework, an initiative by the Reserve Bank of India, is a tool to make financial data easily accessible. It introduces entities known as Account Aggregators, licensed by the RBI, to help share your financial data securely. This data sharing takes place between a Financial Information Provider (FIP) holding your data, and a Financial Information User (FIU) needing it, but only with the user’s permission. What’s unique is that these AAs don’t see or store the user’s data. The user decides what bank account details to share, for how long, and for what purpose. If the user changes their mind, they can withdraw their consent. In this article, we will list the Account Aggregators in India with Operating NBFC-AA License as well as the Account Aggregators in India with In-Principle Approval from RBI.
List of Account Aggregators in India with Operating NBFC-AA License
Account Aggregators with an Operating license from the RBI are listed below in alphabetical order (Source: Sahamati and AA websites).
- Name of AA: CAMSFinServ
- Contact Person: Tejinder Singh
- Contact Email ID: tejinder.singh@camsonline.com
- Contact Phone: +91-99672-32000
- Website: https://www.camsfinserv.com/
- Office Address: CAMS Financial Information Services Pvt Ltd, 5th Floor, Rayala Towers – I, 158 Anna Salai, Chennai 600 002
- Name of AA: Cookiejar Technologies Private Limited (Product titled Finvu)
- Contact Person: Manoj Alandkar
- Contact Email ID: info@cookiejar.co.in
- Contact Phone: +91-70306-08902
- Website: https://finvu.in/
- Office Address: 2nd Floor, Sampada Building, SB Road, Pune, India, 411016
- Name of AA: CRIF Connect Private Limited
- Contact Person: Kshitij Talwar
- Contact Phone: +91-99104-06634
- Contact Email ID: k.talwar@crif.com
- Website: https://www.crifconnect.com/
- Office Address: Unit 601, 6th Floor Axis Centra, Survey No – 62/1/4, Baner, Pune, Maharashtra 411045
- Name of AA: Dashboard Account Aggregation Services Private Limited (Product titled Saafe)
- Contact Person: Vijayan Rajasekar
- Contact Email ID: vijayan@saafe.in
- Contact Phone: +91-80560-50532
- Website: https://saafe.in/
- Office Address: Workafella, Suite 520, New No: 431, Anna Salai, Chennai-600018, Tamil Nadu, India (Corporate Office).
- Name of AA: FinSec AA Solutions Private Limited (Product titled OneMoney)
- Contact Person: A Krishna Prasad
- Contact Email ID: kp@onemoney.in
- Contact Phone: +91-90300-98999
- Website: https://www.onemoney.in/
- Office Address: Fintech Products and Solutions India Pvt Ltd, 10-2-289/71, Krishna Doyen # 501, Shantinagar, Hyderabad 500 028, India.
- Name of AA: NESL Asset Data Limited
- Contact Person: Nirmal Sebastian
- Contact Email ID: nirmals@nadl.co.in
- Contact Phone: +91-72590-20320
- Website: https://www.nadl.co.in/
- Office Address: ‘A’ Wing 5th Floor, “The Estate” Building 121, Dickenson Road, Bengaluru – 560 042 (Administrative Office).
- Name of AA: Protean (formerly NSDL E-Governance Account Aggregator Limited) (Product titled Protean SurakshAA)
- Contact Person: Ranjit Saraf
- Contact Email ID: ranjits@proteantech.in
- Contact Phone: +91-9769155240
- Website: https://www.proteantech.in/
- Office Address: Times Tower, 1st Floor, Kamala Mills Compound, Lower Parel, Mumbai – 400 013.
- Name of AA: Perfios Account Aggregation Services Pvt Ltd (Product titled Anumati)
- Contact Person: Kantharaju H G
- Contact Email ID: kantharaju.hg@perfios-aa.com
- Contact Phone: +91-94482-06567
- Website: https://www.anumati.co.in/
- Office Address: HM Vibha Towers, 5th Floor, No. 66/5-25, Lasker Hosur Road, Adugodi, above Star Hyper, Bengaluru, Karnataka 560030
- Name of AA: PhonePe Technology Services Private Limited
- Contact Person: Vidhi Jain
- Contact Email ID: aa@phonepe.com
- Website: https://www.phonepe.com/
- Office Address: PhonePe Private Limited, Office-2, Floor 4,5,6,7, Wing A, Block A, Salarpuria Softzone, Service Road, Green Glen Layout, Bellandur, Bangalore South, Bangalore, Karnataka – 560103, India
- Name of AA: Tally Account Aggregator Services Private Limited (Product titled TallyEdge)
- Contact Person: Debashish Raut
- Contact Email ID: debashish.raut@tallysolutions.com
- Contact Phone: +91-99717-35959
- Website: https://tallyedge.com/login
- Office Address: AMR Tech Park II, No.23 & 24, Hongasandra, Hosur Main Road, Bangalore 560 068, India.
- Name of AA: Unacores AA Solutions Private Limited (Product titled INK)
- Contact Person: Ravi Doshi
- Contact Email ID: help@ink-aa.com
- Contact Phone: +91-98679-02913
- Website: https://ink-aa.com/
- Office Address: 4, Floor-GRD, 15 D, Salim Building, Khetwadi, 12th Lane, Girgaon Mumbai Mumbai City MH 400004 IN
- Name of AA: Yodlee Finsoft Private Limited
- Contact Person: Anuj Rai
- Contact Email ID: anuj@yodleefinsoft.com
- Contact Phone: +91-95383-13081
- Website: https://yodleefinsoft.com/
- Office Address: Bengaluru, Karnataka, India
List of Account Aggregators in India with In-Principle Approval from RBI
Account Aggregators which have received In-Principle approval from RBI are listed below.
- Name of AA: Agya Technologies Private Limited
- Contact Person: Nikhil Kumar
- Contact Email ID: contact@agya.co
- Contact Phone: +91-98869-44331
- Website: https://agya.co/
- Office Address: Bengaluru, Karnataka, India
- Name of AA: Cygnet Account Aggregation Private Limited
- Contact Person: Niraj Hutheesing
- Contact Email ID: niraj@cygnet-aa.com
- Contact Phone: +91-98240-32919
- Website: https://cygnet-aa.com/
- Office Address: Ahmedabad, Gujarat, India
- Name of AA: Digio Internet Private Limited
- Contact Person: Abhinav Parashar
- Contact Email ID: aa@digio.in
- Contact Phone: +91-99459-58018
- Website: https://www.digio.in/#/index
- Office Address: Bengaluru, Karnataka, India
- Name of AA: OMS Fintech Account Aggregator Private Limited
- Contact Person: Nitin Sawant
- Contact Email ID: nitin.sawant@omsaa.com, anand.mahajan@omsaa.com
- Contact Phone: +91-91453-54545
- Website: https://www.omsaa.com/
- Office Address: Pune, Maharashtra, India
- Name of AA: PB Financial Account Aggregator Private Limited
- TBA
For a deeper understanding of the Account Aggregator system in India, check out our blog posts on ‘Account Aggregators (AAs) in India’ and ‘Which is the best account aggregator in India?’